Government Grants and Loans
What is a Grant from the Government?
A grant is one of the ways the government funds ideas and projects to provide public services and stimulate the economy. Grants support critical recovery initiatives, innovative research, and many other programs listed in the Catalog of Federal Domestic Assistance (CFDA). Learn more about grants and types of grants .
Examples of Grants
Examples include funding appropriated for states and organizations, such as:
Who May Receive a Grant?
The federal government typically awards grants to state and local governments, universities, researchers, law enforcement, organizations, and institutions planning major projects that will benefit specific parts of the population or the community as a whole.
Contrary to what you might see online or in the media, the federal government does not offer grants or “free money” to individuals to start a business, or cover personal expenses. However, the government offers federal benefit programs designed to help individuals and families in need become self-sufficient or lower their expenses.
Search and Apply for Government Grants
Use the federal government’s free, official website, Grants.gov rather than commercial sites that may charge a fee for grant information or application forms. Grants.gov centralizes information from more than 1,000 government grant programs to help states and organizations find and apply for grants.
- Eligibility – Most of the funding opportunities are for organizations, not individuals.
- How to apply – Get tips and tools to help you with the registration and application process. And learn how to write a successful grant proposal.
- E-mail notifications – Sign up to be notified by e-mail about new grant opportunities.
“Free” Grants and Grant Scams
If you received information stating you qualify for a “free grant,” it is probably a scam. Get information from the Federal Trade Commission (FTC) to help you learn to recognize and avoid grant scams. If you have been a victim of a grant scam, you can file a complaint with the FTC.
Contact your state consumer protection office if you have purchased a book or paid a fee to get grant information and are not satisfied.